Ep 538 · 7 min · Fri 18 Jul 2025

Brian Pham from Litecard

How Litecard’s Brian Pham stays sharp, scales fast, and draws inspiration from retail giants like Dan Murphy’s.

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In this episode

When Brian Pham launched Litecard in 2023, he wasn’t just building another martech platform. He was unlocking a new channel for customer engagement. In just a few short years, Litecard has landed clients like L’Oréal, Dan Murphy’s, The North Face, Bonds, and Penfolds, helping brands move beyond emails and apps by using digital wallets to deliver personalised offers, loyalty updates, and real-time rewards.The platform’s no-code, plug-and-play approach means brands can activate campaigns in minutes, without needing developers or overhauling existing systems. In this Checkout chat, Brian reveals the tools, brands, and mindsets behind Litecard’s rapid growth.

Litecard Australia was founded in 2021. Based in Docklands, Victoria, the company focuses on mobile wallet technology and digital business cards. 

A Water Bottle Making a Splash in Every Meeting

Brian’s most memorable online purchase is quite unexpected. “My water bottle, it actually gets everyone all the time. It’s like a fish that’s a glass water bottle. And it’s so cool,” said Brian. It’s a real conversation starter too: “Meeting gets a bit dull or whatever, and you take a sip of water, and people are like, what the hell is that?” A perfect example of how Brian likes to keep things interesting.

Why Dan Murphy’s Stands Out in a Crowd

Image credits: HubPages

Brian is massively impressed by Aussie brand Dan Murphy’s. Despite being a well-established, publicly listed brand, the liquor giant has a reputation for bold innovation, and that’s exactly what caught Brian’s attention: “I think their style in welcoming innovation, even as a listed business, is super inspiring. They really just want to dive into the unknown and experiment.”

While working with them, what impressed him most was their openness to testing new technology, even when they had already invested heavily in a mobile app.

What happens when no one wants to download an app anymore? Am I missing out on 97% of my CRM? Dan’s is asking those questions.

It’s a reminder that even the biggest players need to adapt to shifting customer behaviour, and that forward-thinking doesn’t stop once you hit scale. Dan Murphy’s willingness to trial Litecard’s wallet-led approach reflects a mindset that more brands could benefit from: experiment early, measure fast, and optimise relentlessly.

No Bells and Whistles Behind Litecard

For a founder leading a fast-growing martech company, you might expect Brian’s tech stack to be filled with sophisticated automation tools and proprietary systems. Instead, he keeps it lean and powerful.

“Google Docs, Google Slides, we rip it up on there. Honestly, we build all our merch, the website mockups, sales docs. It’s elite,” said Brian. This simplicity isn’t an accident, it’s strategic. With a small, high-performing team, Brian prioritises agility and collaboration over bloated systems.

“We’re user experience guys. So we generally are looking at Google for how fast I can do things, how collaborative it is”, said Brian. It just goes to show that you don’t need complicated tools to build a high-functioning operation. Often, the best tools are the ones your whole team already knows how to use.

The Book That Shaped His Mindset

Brian credits much of his business philosophy to one very Aussie story: Catch of the Decade by Gabby and Hezi Leibovich. It’s more than just a startup success story, it’s a blueprint for building a business from the ground up with grit, instinct, and pragmatism: “Solve problems first, start simple, perfect it later.”

What resonated most with Brian was the no-frills, real-world nature of the Catch journey. It reflected Brian’s own ethos of building Litecard without overcomplicating things, and staying grounded through it all. While he can’t say too much, Brian hinted that he and Gabby might have more in common than just their mindset. Something tells us that story is not finished yet!

Running on Purpose (And Not Much Sleep)

Ask Brian about his biggest challenge right now, and he answers without hesitation: sleep. As the founder of a venture-backed business scaling across regions like Southeast Asia, New Zealand and Europe, it’s no surprise that rest is hard to come by. But that’s part of the territory, and Brian’s not fazed by it.

“We’re a venture. We run circles around corporate innovation teams. Life balance is off the books. But we love what we do,” said Bryan. Instead of pushing for work-life balance, Brian leans into team alignment and shared purpose. The Litecard team runs lean and fast, but every member knows why they’re there: “We all know our purpose”.

It’s about being crystal clear on vision, mission, and the momentum that comes from building something meaningful. For Brian and his team, that clarity makes the grind worth it.

Simplicity Scales


What stands out about Brian’s approach, whether he’s building products, choosing tools, or working with clients, is a deep belief in doing less, better. From launching mobile wallet passes with no logins to designing no-code workflows and sharing ideas through simple Google Slides, everything is about removing friction and making action easy. Brian reminds us that the solutions that scale are the ones that get used. And when you focus on clarity, speed, and customer experience, you don’t just build a feature. You can open a new way forward for the entire industry.

Want to hear more from Brian? Listen to the full checkout episode here:


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[Voiceover]: Welcome to the checkout. We catch up with previous Add to Cut guests and ask them quick questions to get to know them better and leave you with a little extra inspiration to get through your Friday. Here's your host, Bushy

[Ad]: Today's checkout features Brian Pham, founder of lightcard, the Aussie tech startup powering digital wallet experiences for brands such as l' Oreal and the North Face. In this rapid fire chat, Brian shares how Google Slides became the backbone of his product team. We haven't heard that one before and why Dan Murphy's innovation culture inspires him more than any Silicon Valley story. Might also help that Dan Murphy's are a client of Light Card. Anyway, let's dive in.

Nathan Bush: Brian, thank you so much for joining us on the checkout. We had a great conversation around how you founded lightcard, which is a really interesting platform to give retailers the ability to hold memberships and offers within the digital wallet and to kind of put it in the marketing channel alongside sms, email and other channels to give customers really personalized experience. So I loved hearing about that. But we've got five quick questions here to learn more about you. Number one, what's the weirdest thing that you've ever bought online?

Brian Pham: My water bottle. It actually gets everyone all the time. So it's like a fish that's a glass water bottle and it's so cool. Yeah, it's awesome. And I feel like it's meant to hold things like Scotch or something like that, but you know, H2O is important. So yeah, do you just like meeting

Nathan Bush: gets a bit dull or whatever and you take a sip of water and people are like what the hell is that?

Brian Pham: That's 100% the reason I bought this.

Nathan Bush: That's brilliant. All right. Might not work for people listening, you know, in the car. But you know, if you could see this glass water bottle shaped like a fish, it's pretty spectacular. All right, number two, which retailer has inspired you most recently?

Brian Pham: Definitely Dan Murphy's. I think their style in welcoming innovation even as like a listed business that love to, you know, charter New Waters has been super inspiring and you can see that in the culture, the people that they have and the ability, like they really just want to dive into the unknown and experiment. So yeah, definitely inspiring for me.

Nathan Bush: I thought it was interesting in our main chat where you talked about one of the challenges that you have is retailers or businesses who have put so much money and effort into developing an app and then you come along, go, actually I've got a pretty easy way to get on the phone and they're like, oh, we've already invested all this over here. But Dan's have done that like Dan's over the last few years. They've got an incredible app as well as a mobile presence. And for them to go. Actually no, we don't just have to kind of double down into one area. We should be across all touch points is pretty impressive as well.

Brian Pham: Yeah, I think a lot of retailers, they're like our platform as most new ecom tech is great for retailers that are forward thinking. So I think Dan's has a very similar theory to us and most our retailers where it's like what happens when no one wants to download an app anymore? You know, it's like, are there people on the table that I'm like potentially missing out on? You know, if I have like a, you know, let's call it 3,5% app download rate across my CRMs. Like am I missing out 70, you know, 97%. So how much more can I capture of that and what does that equal in terms of, you know, performance across sales?

Nathan Bush: Yeah, that's cool. Number three, name a piece of tech that you or your business couldn't live without.

Brian Pham: Google Docs, Google Docs, Google Slides. We rip it up on there honestly, like we build all our merch, website mock ups, sales docs. Like it's elite.

Nathan Bush: Yeah. And have you now like been wooed by any kind of AI features? Because Google is moving in AI, right. Like, and I think it's getting better and better, but you start looking around at some other content creators or workplace productivity and they've got built in AI features that Google might not have. Are you getting wooed away from Google at all or just fall in?

Brian Pham: Oh, we're a user experience, you know, we're user experience. Guys. So we generally are looking at Google for how fast I can do things, how collaborative it is. Will there be a better tool in the future? Maybe. Probably not sure. But yeah, I mean, like, we're open to it.

Nathan Bush: Yeah, Love it. All right, number four, can you recommend a book or a podcast that our listeners should immediately get into?

Brian Pham: Catch of the Day by Gabby Leibovich.

Nathan Bush: Yeah, that's good.

Brian Pham: Yeah, just solve problems first, start simple, perfect it later. I think, you know, sort of just being humble as well is a big part of it, especially coming from potentially, like, immigrant backgrounds. So, yeah, definitely would give it a read.

Nathan Bush: What is your biggest challenge today?

Brian Pham: Sleep.

Nathan Bush: Still doing the founder hours?

Brian Pham: Yeah, no, sometimes. But seriously, I mean, like, we're a venture, you know, we run circles around corporate innovation teams. It's just what we do. Life balance, I guess, is off the books for a lot of people, but, you know. Well, I guess we're lucky. Our team is sort of full of Navy seals, so we all know our purpose and we love what we do.

Nathan Bush: Beautiful, Brian. Well, thank you so much for joining us on the checkout.

Brian Pham: No worries. Thanks for having me.

[Ad]: To hear more from Brian and to learn more about Light Card, jump back into episode episode 528, where he reveals how Lightcart is helping some of the biggest brands in retail unlock up to 30% engagement rates without relying on email, SMS or apps. If you're in CRM loyalty or omnichannel marketing, it's a must. Listen, I hadn't considered digital wallets as a strong part of the marketing channel before that chat with Brian, and it definitely unlocked some new ideas for me.

Tagged

  • Customer Experience and Retention
  • Loyalty and Community
  • Technology and Platforms
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